Pavel's eBar

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Expand view Topic review: Pavel's eBar

Re: Pavel's eBar

by Colback's Orange Tufts » Tue Jan 26, 2021 8:25 pm

I work in equity research. An old colleague of mine covered housebuilders. He hated them. Build quality is crap because demand > supply. And they donate to tories so help to buy for new builds was just a massive subsidy to them. If you artificially increase demand but not supply, prices just go up.

Re: Pavel's eBar

by Speedo » Tue Jan 26, 2021 4:41 pm

I bought a HTB flat in London 4.5 years ago (so Gov't owns 40%). Selling it for a £10k loss this week/next week. In hindsight - spending an unholy amount on a flat in London's most polluted and most ASBO-y borough Tower Hamlets two weeks after Brexit was maybe not the most sound investment...

Re: Pavel's eBar

by biggeordiedave » Tue Jan 26, 2021 3:22 pm

jpg wrote:
Tue Jan 26, 2021 12:24 pm
biggeordiedave wrote:
Mon Jan 25, 2021 5:03 pm


**** you then! Don't listen to my advice! <wenger>

On your point about new builds though, we're going to see fewer and fewer standard things within houses over the years. Eventually they'll just build you a shell (and charge you the same amount) and you'll have to do all the boarding of interior walls and floors, electrics, plumbing, doors, windows, insulation etc.
Why don’t you shove that Ring doorbell up your arse! <fist>

They definitely like giving you less and less whilst hiking up the prices over the past 10 years thanks to the Help to Buy boom. My parents bought a new build about 25 years ago, and it’s incredible how much less space you get. Double garages have become a relic.

Im expecting the creation new build developments to stagnate once they get rid of Help to Buy for second time buyers later this year (unless they just repackage it as something else which they probably will). The fact STB’s could even use HTB in the first place is one of the reasons why house prices have become so unaffordable for young people.
Help to Buy was the only way we would have ever been able to afford a house when we bought ours 7 years ago. We've been lucky as our house is a good size and we've got a decent enough driveway and garage, but the house wasn't built particularly well. We had so many issues when we first moved in. Some of the houses on our estate are appallingly bad.

Re: Pavel's eBar

by Bodacious Benny » Tue Jan 26, 2021 12:43 pm

The whole housing market in this country needs a shake-up, there's very little reason why lenders for example shouldn't be more open to lending on non-standard construction methods. In a lot of the UK the climate is general mild most of the year and plenty of areas aren't badly effected by floods, high winds etc. so the notion that houses have to be brick and mortar is stupid. There are far more efficient and cheaper ways to provide much needed accommodation at affordable prices for people.

Re: Pavel's eBar

by jpg » Tue Jan 26, 2021 12:24 pm

biggeordiedave wrote:
Mon Jan 25, 2021 5:03 pm
jpg wrote:
Mon Jan 25, 2021 1:15 pm
Cheers for recommendations! I actually got a free Google nest through Spotify but it got delivered to my parents address so I’m yet to get my hands on it (was in the process of moving house + lockdowns etc). So perhaps it’s worth persuing the Google one <ok>
**** you then! Don't listen to my advice! <wenger>

On your point about new builds though, we're going to see fewer and fewer standard things within houses over the years. Eventually they'll just build you a shell (and charge you the same amount) and you'll have to do all the boarding of interior walls and floors, electrics, plumbing, doors, windows, insulation etc.
Why don’t you shove that Ring doorbell up your arse! <fist>

They definitely like giving you less and less whilst hiking up the prices over the past 10 years thanks to the Help to Buy boom. My parents bought a new build about 25 years ago, and it’s incredible how much less space you get. Double garages have become a relic.

Im expecting the creation new build developments to stagnate once they get rid of Help to Buy for second time buyers later this year (unless they just repackage it as something else which they probably will). The fact STB’s could even use HTB in the first place is one of the reasons why house prices have become so unaffordable for young people.

Re: Pavel's eBar

by biggeordiedave » Mon Jan 25, 2021 5:03 pm

jpg wrote:
Mon Jan 25, 2021 1:15 pm
Cheers for recommendations! I actually got a free Google nest through Spotify but it got delivered to my parents address so I’m yet to get my hands on it (was in the process of moving house + lockdowns etc). So perhaps it’s worth persuing the Google one <ok>
f*** you then! Don't listen to my advice! <wenger>

On your point about new builds though, we're going to see fewer and fewer standard things within houses over the years. Eventually they'll just build you a shell (and charge you the same amount) and you'll have to do all the boarding of interior walls and floors, electrics, plumbing, doors, windows, insulation etc.

Re: Pavel's eBar

by biggeordiedave » Mon Jan 25, 2021 5:01 pm

Google gave me one of their little speaker Alexa type devices for free. I changed my ISP and haven't figured out how to connect it up to my wi-fi. Occasionally it shouts at me in the middle of the night.

Re: Pavel's eBar

by Speedo » Mon Jan 25, 2021 4:36 pm

jpg wrote:
Mon Jan 25, 2021 1:15 pm
Cheers for recommendations! I actually got a free Google nest through Spotify but it got delivered to my parents address so I’m yet to get my hands on it (was in the process of moving house + lockdowns etc). So perhaps it’s worth persuing the Google one <ok>
That's exactly how I got mine! It's extremely overqualified as a doorbell, which is literally the only thing I use it for.

Re: Pavel's eBar

by jpg » Mon Jan 25, 2021 1:15 pm

Cheers for recommendations! I actually got a free Google nest through Spotify but it got delivered to my parents address so I’m yet to get my hands on it (was in the process of moving house + lockdowns etc). So perhaps it’s worth persuing the Google one <ok>

Re: Pavel's eBar

by Speedo » Wed Jan 20, 2021 1:59 pm

I've got a Nest one, which I like. Integrates with Google Home etc. so it's loud and clear through the house. And being able to see who's at the front door is helpful. Don't have to open the door to Jehovah's Witnesses.

Re: Pavel's eBar

by biggeordiedave » Wed Jan 20, 2021 1:48 pm

Just get a wireless doorbell. I've got a Ring doorbell on the front (wired in as it replaced the existing doorbell) but most people come to my back gate as it faces the street. We were missing deliveries as we bolt the gate for the dog, so we got another doorbell that I just stuck to the back fence. The receiver is in the kitchen and it's loud enough that we can hear it on the top floor (new build town house). You can get them with multiple receivers too, for example https://www.amazon.co.uk/ACGAM-Receiver ... 08741YVG4/

Re: Pavel's eBar

by jpg » Wed Jan 20, 2021 12:12 pm

Would anyone recommend a Ring Doorbell? I’ve recently moved into a new build house and our developer no longer installs doorbells as part of their spec <wenger>. If I wanted a traditional doorbell I would need to start from scratch with the wire installation etc
<wenger>

I’m not sure what it is about Ring Doorbells; whether it’s the really annoying adverts or the fact every man and his dog seems to have one nowadays I really don’t like the look of them. That and it’s yet another reason for your phone to be tethered to you 24/7.

The luddite in me just a wants a standard doorbell with a chime.

Re: Pavel's eBar

by Blue & Maroon » Mon Jan 18, 2021 9:11 pm

Bodacious Benny wrote:
Sun Jan 17, 2021 10:04 pm
Yeah some people really are horrendous- only silver lining is the van that hit the cat stopped and called them with the number of the collar, and that it would have been instant.
Not much of a silver lining but a bit of humanity.

Re: Pavel's eBar

by ALF » Mon Jan 18, 2021 9:10 am

Bodacious Benny wrote:
Sun Jan 17, 2021 9:44 pm
One of my girlfriends friends cat got stolen, the people who stole it threw it from their car and it got hit by a van behind. Some people are f***ed up.
That's properly f***ed up. There's a lot more pet thefts going on these days, the world is so messed up.

Re: Pavel's eBar

by Bodacious Benny » Sun Jan 17, 2021 10:04 pm

Yeah some people really are horrendous- only silver lining is the van that hit the cat stopped and called them with the number of the collar, and that it would have been instant.

Re: Pavel's eBar

by Blue & Maroon » Sun Jan 17, 2021 9:53 pm

Bodacious Benny wrote:
Sun Jan 17, 2021 9:44 pm
One of my girlfriends friends cat got stolen, the people who stole it threw it from their car and it got hit by a van behind. Some people are f***ed up.
Me Mam's cat went missing last May, f***ing awful, just hope no one has been as cruel as that <erk> <urgh> What awful people, can't imagine hurting an animal.

Re: Pavel's eBar

by Bodacious Benny » Sun Jan 17, 2021 9:44 pm

One of my girlfriends friends cat got stolen, the people who stole it threw it from their car and it got hit by a van behind. Some people are f***ed up.

Re: Pavel's eBar

by beardface » Sun Jan 17, 2021 8:52 pm

Beatski wrote:
Sun Jan 17, 2021 12:20 pm
beardface wrote:
Sat Jan 16, 2021 8:27 pm
<gent> nice to see some familiar faces <roll>
Well well well, look who's come crawling back. Too busy even over the first two lockdowns eh?

Good to see you.
Hope the last year hasn't been too s**** <cheers>
<laugh>. I managed to avoid being forced to self isolate during the first two lockdowns. This time.. not so lucky, so here I am.

No deaths or job losses in my 2020, so I guess that means it has to be considered ok by our new very low standards <erk>. Hope all was well with yours too!

ALF and Dave <awe>

Re: Pavel's eBar

by ALF » Sun Jan 17, 2021 6:44 pm

beardface wrote:
Sat Jan 16, 2021 8:27 pm
<gent> nice to see some familiar faces <roll>
<gent>

Re: Pavel's eBar

by biggeordiedave » Sun Jan 17, 2021 6:39 pm

beardface wrote:
Sat Jan 16, 2021 8:27 pm
<gent> nice to see some familiar faces <roll>
Welcome back! <gent>

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